Finance

Pre-apply for your Interest Free* purchase of Verve Art — Get a response in 60 seconds!

  • Click ‘Apply Now’ and complete the HSBC credit card application.
  • Our response will be displayed on-screen and emailed to you.
  • If you’re approved, all you need to do is take your response, your application and Photo ID in to your nearest Verve Studio. It’s that easy!
  • Finance is not available to online shoppers or applicants that cannot attend a Verve Studio to complete their purchase

Interest Free* period reverts back to a variable cash advance rate of 25.99% p.a.

($79 Annual Fee, $1000 Minimum Purchase. $100 credit promotion only valid for new Verve customers. Cannot be redeemed for existing balances.)

Apply Now for 6 Months Interest Free*


HSBC Visa Credit Card Features

  • Interest-free* and interest-free* payment-deferred promotional purchases at Verve Portraits and other selected outlets (reverts back to a variable cash advance rate of 25.99% p.a.)
  • Competitive $79 annual fee.
  • For purchases from $500 to $50,000.
  • No early repayment fees on your promotional purchase.
  • Worldwide acceptance at over 24 million Visa retailers.
  • Cash withdrawals at over 800,000 ATMs worldwide.

Frequently Asked Questions

What does interest-free* payment deferred mean?

As well as having the advantage of not being charged any interest on your promotional purchase for the specified promotional period, you don’t need to make any repayments towards that purchase for the deferred period of the promotional purchase. Some retailers call this, ‘Buy now, Pay later.’ Payments will be required once the payment deferred term has expired. Other transactions including fees and charges will require the minimum monthly repayment amount set out in your credit card statement.

How Does Interest-Free* work?

Interest-Free* means you will not pay any interest on the promotional purchase you made with Verve during the promotional period. You will be required to pay the minimum monthly repayments as you would with any standard credit card purchase. Other transactions made with your credit card will incur interest charges. Upon expiry of your interest-free* period, any remaining balance will revert back to the cash advance rate of 25.99% pa at 07/12/2017 and subject to change.

Can I make other interest-free* purchases with my card?

Yes, you can use your card to make additional interest-free* purchases in-store up to your available credit limit. Simply bring your HSBC Visa card in-store and ask the attendant to process an ‘Add-on.’

What is the minimum monthly repayment I will have to make?

Unless your payments are deferred, the minimum monthly repayment is the higher of $20 or 3% of the outstanding balance at the time of your credit card statement is issued. You must pay at least the minimum repayment set out in each statement on or before the due date. This is the date HSBC should receive your payment, not the date on which you make the payment. You should allow sufficient time for payments to be received and processed by HSBC before the due date.